Friday, August 3, 2012

Reasons Why People Retire Early - Early Retirement & Financial ...

Reasons Why People Retire Early

Old Today, 05:38 AM ? #1

Confused about dryer sheets

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Join Date: Jul 2012

Location: Monticello

Posts: 2

Reasons Why People Retire Early


Retirement is definitely a new phase of life as you can find it is time during which new doors for opportunity get opened. It will be a real boost to your life, if you afford to enroll for premature retirement. The real trouble with people is that they are scared of leaving their regular job because they don't have any business idea to do something different.

During busy working life, people fail to do any family interaction and keeping touch with close friends. So sometimes home sickness and family bounding are the important reasons why people retire early. If you retired early then you may come to know recent activity conducted in your community. In case you have resident's association you may want to take active part in them so that people around you may benefit from your own experience.

What you think are there any more reasons for getting people retired early


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Old Today, 06:41 AM ? #2

Recycles dryer sheets

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Join Date: Dec 2009

Location: Cleveland

Posts: 273

I am not retired yet but the main motivators for me to retire early are:

1. I am lazy and would prefer not to work 5 days per week.

2. I do not like working in my "typical" Corporate America middle management job because I feel like I am adding very little value to society. I am slaving away simply to make the top 25-30 execs in my company incredibly wealthy. We are announcing record revenue, record profits and our stock is at an all time high. Meanwhile, we closed down 3 plants this past year and gave everyone a 2% merit increase.

3. I want to have the free time to pursue the things I enjoy (travel, hiking, sports, partying with friends, spending time with my daughter) full time.


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Old Today, 07:01 AM ? #3

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The only reason I ever worked in the first place, (other than to eat regularly and sleep inside), was so that I could quit.

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Old Today, 07:28 AM ? #5

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Join Date: Jul 2012

Location: Illinois and Florida

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Trigger for my retirement was cancer (cured now), but at the time in my own business and about to expand and take on debt. Looking death in the face gives a different perspective. Fortuitive forced decision.
Having been retired for a time, now... have become selfish... Love the freedom that makes worries seem insignificant.

Joyous... waking in the AM, and not having to go to the train.

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Old Today, 07:39 AM ? #6

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Really? That would sure make working seem like a longer more tedious experience than it could be. After a while, in my case maybe 25-30 years, I can understand but right off the get go? I sure wouldn't want to be your boss.

Funnily enough I was promoted.....and, at one point in my 'career', (before I was transferred to Saudi), I was approached at a company party by two of my cohorts, (both of whom were on the 'fast track' for ongoing 'onward & upward promotions), and told that I was "The cream of the crop" and asked "When was I going to buckle down?"

My work was good, which, (as I intended), resulted in my being left alone as a pretty much autonomous operative......my customers were happy, my bosses were happy, and I was happy, since I wasn't subjected to the constant self-validation that some of my contemporaries faced.

And...other than doing odd jobs, construction/truck driving...even skinning kangaroos for pet meat once......while I bummed around the world, (and before I returned to school), I only worked at 'serious' jobs for ~ 15 years before I 'retired' at age 46.

I didn't 'hate' what I was doing, but as soon as I didn't have to do it...I stopped.

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Old Today, 08:25 AM ? #10

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Join Date: Aug 2012

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The trigger to make me look at and decide to retire early is stress from my job. Plus the constant headaches. When I snapped at my wife of 38 years on her birthday just because she asked me how the job was I figured it was time. Then the following Monday I argued big-time with a city inspector which is a big "no-no" in construction.

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Old Today, 08:55 AM ? #13

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Join Date: Feb 2012

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I want to retire so I can decide what my priorities are, not some executives running the company. Probably should have run my own business but never wanted to deal with the risks.

I want to retire so I can enjoy pursuing my hobbies before my health declines. Mom and Dad had health issues that slowed them down in their early seventies, they have been slowed down since and are in their late 80s now. If my health and longevity are similar to theirs, I know there is a window of opportunity to do what I want to and then the window closes.

I don't want to set the alarm anymore. Getting up in the morning is seriously getting rough for the first time in my life. My job is not terrible, but getting so close to the goal is giving me the "itch"!

I am thankful that current health issues are not the reason I am looking to retire.

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Old Today, 09:56 AM ? #14

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Because life is finite and just as you got to do what you wanted to do as a kid (play), you RE in order to have that opportunity again while still able to enjoy it.

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Old Today, 10:16 AM ? #15

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The book "The Experience of Retirement" by Robert S. Weiss and David J. Ekerdt (Cornell University Press) is a detailed academic study of 89 people before and after retirement, their feelings and emotions and why they chose the path(s) they did.

What was surprisingly to me most of the people had reasons beyond reaching an age threshold to retire.

Conflicts/lack of appreciation from a new boss.
Friends had left the workplace.
make room for younger people to move up
weren't given responsibilities they had in the past.

and so on. In general though they may have stayed were it not for some undesired event(s).

here's my thoughts on the book and the discussion that followed: I Think I'll Keep Working

They (Weiss and Ekerdt) areacademics and do a fabulous job of categorizing the distribution of emotions and issues both before and after retirement. They interviewed 89 people going through the transition all from middle class backgrounds.

My takeaway from reading the book is that retirees enjoy the freedom of retirement but suffer (some quite a bit) from re-defining themselves and their identity in retirement. Also a number of retirees suffer from social isolation in retirement.

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